![]() For cash advances, an interest rate of 29.95% p.a. Interest will be charged on any outstanding balance upon the expiry of the interest-free period. A prevailing interest rate of 28.99% p.a. For Gem CreditLine, a $55 annual fee (charged $27.50 half yearly) applies. For Gem Visa, a $55 establishment fee and $55 annual fee (charged $27.50 half yearly) apply. If you don’t make your minimum monthly payment as provided in your statement, for two consecutive months, you agree that all Instalment Interest Free plans will change to an Interest Free plan for the remainder of the original plan’s term. Amount payable will be shown on your monthly statement. For 12 & 24 months of Instalment Interest Free with Gem Visa or Gem CreditLine as an Instalment Plan Advance/CreditLine Select Advance. Credit and lending criteria and fees apply. 0% interest offers available on advertised or ticketed price. To qualify for these 0% interest offers, purchases must be made using a Gem Visa or Gem CreditLine card issued by Latitude Financial Services Limited. Apple reserves the right to extend without notice at any time. Purchases must be made at the Apple Online Store (via Telesales, 080 or Chat). Interest free finance for 6, 12 and 24 months is available to approved customers where the amount financed is $250 to $299 for 6 months, $300 to $599 for 12 months and over $600 for 24 months. Conditions of 6, 12 and 24 Months Interest Free Plan automatically renews until cancelled. Offer good for three months after eligible device is activated. ![]() This offer is not available if you or your family have previously accepted an Apple TV+ one-year or three-month free offer. Only one offer per Apple ID, and only one offer per family if you’re part of a Family Sharing group, regardless of the number of devices you or your family purchase. ![]() NZ$14.99 per month after free trial with a qualifying subscription. ° New and qualified returning subscribers only.
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